Estimate income tax across editable progressive brackets. Enter your taxable income and adjust the bracket thresholds and rates to see total tax and your effective rate.

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Edit each bracket's starting income and rate. Brackets are applied progressively from the lowest up.
Total tax
Effective rate
Marginal rate
After-tax income
Tax is computed progressively over the brackets you define — each rate applies only to income within its band. Default brackets are examples; edit them to match your jurisdiction.

About Income Tax Calculator

The Income Tax Calculator estimates tax on your annual taxable income using progressive brackets — and unlike fixed-country tools, every bracket is editable. Adjust each band’s starting income and rate to match your jurisdiction, then read the total tax, effective rate, marginal rate and after-tax income.

Progressive taxation means each rate applies only to the income inside its band: with brackets of 10% up to 10,000 and 20% above, an income of 15,000 pays 10% on the first 10,000 and 20% on the remaining 5,000. Your marginal rate is the rate on your last unit of income; the effective rate is total tax divided by total income.

It is useful for comparing salary offers, estimating tax under a proposed bracket change or simply understanding how marginal rates really work. The default brackets are examples, so set your own. Free and instant, computed in your browser.

How to use Income Tax Calculator

  1. Enter your annual taxable income — after deductions and allowances.
  2. Edit the tax brackets: set each band’s starting income and its rate to match your country or scenario.
  3. Add or adjust brackets as needed; they apply progressively from the lowest up.
  4. Read the total tax, effective rate, marginal rate and after-tax income.

Frequently asked questions

Each rate taxes only the slice of income within its band. Moving into a higher bracket raises the tax on the extra income only — it never increases the tax on income already in lower bands.

The marginal rate is the bracket rate applied to your last dollar of income. The effective rate is total tax divided by total income — always lower, because your earlier income was taxed in cheaper bands.

Tax bands differ by country, region, filing status and year, and change constantly. Editable brackets let you reproduce any progressive system exactly — copy the thresholds and rates from your tax authority.

Taxable income: gross income minus deductions, allowances and exemptions your system grants. Entering gross salary will overstate the tax in most jurisdictions.

No — it is an estimate, not tax or financial advice. Real systems add credits, surcharges, social contributions and special rules the bracket model omits, so confirm figures with your tax authority or an advisor.

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