Student Loan Calculator

All tools

Estimate your monthly student loan payment, total interest and payoff date. Includes an optional grace period where interest accrues before repayment begins.

$
%
yrs
months
Months before repayment starts — interest accrues and is added to the balance.
Monthly payment –
Total interest –
Total paid –
Payoff date –
Standard amortization with a fixed monthly payment. Interest during the grace period capitalizes (is added to the principal) before repayment begins.
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