Present Value Calculator
Find the present or future value of a lump sum using the time value of money. Set the rate, term and compounding frequency to see how money grows or discounts.
$
%
yrs
–
–
Total interest
–
Growth factor
–
Uses the compound formula FV = PV × (1 + r/n)^(n·t). Present value discounts a known future amount back to today; future value grows a known amount forward.